Did the rate sheets move today?
Some mornings the honest rate brief is one line: nothing moved. Agent FM earns that line: it pulls the day's sheets from your lenders, logs the benchmark scenarios you track, the 30-year conventional at 80 LTV and 740 FICO and the FHA scenario, and compares against yesterday, flagging any move bigger than your threshold. It stays read-only and never touches a lock; locks are yours. On the morning something drops an eighth, you hear it before the first borrower does, which is the whole difference between advising and apologizing.
Each morning, pull the day's rate sheets from [lenders, e.g. UWM and Flagstar] and log the benchmark scenarios we track on the Rates tab: the 30-year conventional at 80 LTV and 740 FICO, and the FHA scenario.
Compare against yesterday and flag any move bigger than [threshold, e.g. an eighth].
Brief me in three lines max. Read only, never touch a lock, locks are mine. Tell me if any portal wouldn't show a sheet.
