Which of our markets will write this risk?
"Who will write a 12-unit building with a 1970s roof in Ohio" is not a question any single appetite page answers. Agent FM finds out: it works through the appetite pages and underwriting guides across your markets and ranks each carrier a strong fit, a maybe, or a no, with a line on why and the page it read that on. The rundown lands in the thread and gets logged in the submissions sheet, with a note on any carrier that never gave a clear answer. Instead of shopping the risk to markets that were never going to write it, you start with the two that want it.
Check carrier appetite for [risk class, e.g. a 12-unit apartment building with a 1970s roof, in Ohio]. Go through the appetite pages and underwriting guides on [markets, e.g. The Hartford, Travelers, Nationwide, Liberty Mutual] and note who writes this class, in this state, at this size.
Rank the fits as strong, maybe, or no, with a line on why for each, citing the page you read it on.
Put the rundown in the thread and log it in the submissions sheet. Tell me which carriers you couldn't find a clear answer for.
